Agri Sales Officer (JO Officer)

Job Overview

• Position: Agri Sales Officer (JO Officer)
• Company: United Commercial Bank PLC
• Division: SME & Agri Banking Division
• Team: Agri & MFI Business Team
• Vacancy: Not specified
• Job Location: Anywhere in Bangladesh
• Employment Status: Full-time
• Experience: At least 1 year
• Age: 22 to 35 years
• Salary: Negotiable
• Application Deadline: 20 October 2026

About the Role

United Commercial Bank PLC is seeking dynamic, result-oriented, and customer-focused professionals to join its Agri & MFI Business Team under the SME & Agri Banking Division.

The role focuses on expanding agricultural lending, sourcing quality Agri-SME loan proposals, driving customer acquisition, strengthening portfolio monitoring, and supporting business growth among grassroots communities across Bangladesh.

Educational Requirements

• 4-year Bachelor’s degree in any discipline from a recognized university.

Experience Requirements

• At least 1 year of experience.
• Candidates with experience in Banks, Micro-Credit, or NGOs are eligible.
• Preference will be given to candidates with hands-on experience in agri sales at a Bank, NBFI, NGO, or Microfinance Institution (MFI).

Additional Requirements

• Age: 22 to 35 years.
• Strong interpersonal, communication, negotiation, and analytical skills.
• Proven ability to build relationships, identify market opportunities, and drive business growth.

Key Responsibilities

Business Development & Target Achievement

• Achieve business targets for loan disbursement, recovery and collection, and deposit mobilization.
• Identify new business opportunities through market visits, field surveys, and customer engagement initiatives.
• Drive sustainable portfolio growth through effective market development and customer acquisition.

Community & Stakeholder Engagement

• Organize weekly Uthan Boithak sessions at different locations in coordination with Branch officials and submit relevant reports.
• Conduct regular meetings and develop strong relationships with government and local stakeholders, including UAO, ULO, UFO, and community leaders.
• Leverage stakeholder relationships to facilitate business development and operational support.

Agri-SME Business & Customer Acquisition

• Source quality Agri-SME loan proposals from Branches, Sub-branches, Agent Banking Outlets, and business communities.
• Develop and maintain strong customer relationships.
• Provide superior customer service to enhance client satisfaction and business retention.

Credit Support & Portfolio Monitoring

• Provide end-to-end credit support, including pre-disbursement visits and loan proposal analysis.
• Coordinate with CRM and other relevant stakeholders.
• Oversee loan documentation.
• Conduct post-disbursement monitoring.

Skills & Expertise

• Analytical Skills
• Business Development
• Community Engagement
• Customer Relationship
• Field Mobilization
• Relationship Management
• Sales Development
• Sales Negotiation
• SME Finance
• Team Coordination
• Market Research
• Meeting Management
• Recovery
• Target Achievement